Stay Protected! Opt In Today

Federal lawmakers have created new rules governing overdraft protection programs that went into effect on July 1, 2010.

As a result of the new legislation, you now have an option concerning the overdraft service available to cover your ATM and everyday debit transactions.  In order to continue with the same overdraft protection that you had prior to August 15, 2010, you will have to opt-in.  Please take note that this opt-in rule applies only to ATM and everyday debit card transactions and does not pertain to overdraft protection services associated with written checks or recurring debit transactions, such as regularly scheduled bill payments.

How to Opt In
Opt in today by downloading the Opt-In Form and return it to any of our six convenient locations or by mail to:

Stillman BancCorp N.A.
P.O. Box 150
Stillman Valley, IL 61084

Why Opt In?
Stillman Bank’s overdraft protection is designed with your convenience in mind.  The vast majority of our customers do not overdraw their accounts and incur fees, however life doesn’t always go according to plan, and overdrafts do occur.  Without overdraft protection, your ATM and everyday debit card transactions may be declined if you attempt to make a transaction without sufficient funds.  By choosing to opt in, you will have the same overdraft protection that you had prior to August 15, 2010.