Your Independently Owned Community Bank Earning Your Trust Since 1882
Stillman Bank

Business Loans

Stillman Bank offers a variety of lending solutions for your unique business needs.  As a locally-owned community bank, our commercial lending team is dedicated to working with local business owners to help your business grow and succeed.

  • Lines of Credit
    A business line of credit gives you the flexibility to manage cash flow and operating expenses with ease.
  • Term Loans
    Our term loans help with your long-term goals and are designed with a specific purpose in mind.  We offer a variety of terms and repayment plans.
  • SBA Loans
    Through our affiliation with the U.S. Small Business Administration (SBA), we can offer small business financing with longer maturities, more competitive interest rates, and higher loan to collateral ratios.

    We offer three SBA Loan options:
    • SBA 7(a)
      This is SBA’s primary program for helping start-up and existing small businesses.  These loans can be used for a variety of general business purposes.
    • SBA Rural Lender Advantage
      The Rural Lender Advantage is similar to the 7(a) loan program, but it is designed for loans under $350,000.  This program allows for a simplified and streamlined application and approval process.
    • SBA 504
      The 504 Loan Program provides long-term, fixed rate financing to acquire fixed assets for expansion or modernization.