Overdraft Protection
Need protection for those occasional emergencies?
We have two options
to avoid costly overdraft
charges and give you peace of mind.
Automatic Transfer
With an Automatic Transfer Agreement, funds from one Stillman deposit account are transferred automatically to another (generally from your savings account to your checking account) when the balance falls below a certain level.
- You will receive a Combined Statement of your accounts each month.
- A nominal fee is charged for each transfer. You are limited to six transfers per statement cycle.
Money Manager
A Money Manager Account is a personal unsecured loan that we have approved, in advance, to add funds to your account if you should overdraw. Money Manager is designed to end checking account overdraft complications, charges and embarrassing delays.
- Limits are available up to $1,500.
- Funds are advanced in $100 increments.
- Payments are due within 15 days after statement to avoid finance charges.
For more information or to sign up for either of these options, please contact us today!
