Personal Savings

• Statement Savings Account This is our basic interest-bearing savings account.
• High Yield Investment Account Earn a higher interest rate that is indexed to the 91-day T-bill rate.
• Christmas Club Savings Account The Christmas Club account is a great plan to save in advance for all of those holiday expenses.

Statement Savings Account

This is our basic interest-bearing savings account. $50 minimum opening deposit ($10 for minors).

• Interest compounded and paid quarterly
• 24-hour account access, including funds transfers, through TeleBanking or Stillman Online Banking
• $100 minimum daily balance to avoid quarterly fee
• No minimum balance requirements for primary account holders under 18 years of age
• Quarterly statements of account transactions; monthly statement available when linked to a checking account statement
• Unlimited lobby or ATM withdrawals (must have a checking account); six pre-authorized withdrawals or telephone transfers per month from your account
• FDIC insured

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High Yield Investment Account

Earn a higher interest rate that is indexed to the 91-day T-bill rate. A minimum deposit of $10,000 is required to open this account.

• Tiered interest structure
• Interest compounds and paid monthly and is indexed to the 91-day T-bill rate
• If balance falls below $10,000, no interest is earned on the days when the balance is less than $10,000
• 24-hour account access, including funds transfers, through TeleBanking or Stillman Online Banking
• Monthly statement of account transactions
• Limit of six (6) withdrawals per month from your account
• A service charge per debit will be charged for each debit over six (6) that is presented during the monthly statement cycle
• FDIC insured

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Christmas Club Savings Account

Only a $1 minimum opening deposit. The Christmas Club account is a great plan to save in advance for all of those holiday expenses. Helpful Hint: Watch your account grow steadily when you deposit each payroll period or monthly.

• Variable rate account
• Interest compounded daily and credited October 15th
• Direct deposit available
• Monthly statement available when linked to a checking account statement
• FDIC insured