Overdraft Protection

Need overdraft protection for those occasional emergencies? We have two options to avoid costly overdraft charges and give you peace of mind.

Automatic Transfer

With an Automatic Transfer Agreement, funds from one Stillman deposit account are transferred automatically to another (generally from your savings account to your checking account) when the balance falls below a certain level.

  • You will receive a Combined Statement of your accounts each month.
  • A nominal fee is charged for each transfer.

Money Manager

A Money Manager Account is a personal unsecured loan that we have approved, in advance, to add funds to your account if you should overdraw.

  • Limits are generally available up to $1,500.
  • Funds are advanced in $100 increments.
  • Payments are due within 25 days from the statement date.

For more information or to sign up for either of these options, please contact us today!

Overdraft Privilege

In addition to these services, we also offer Stillman Overdraft Privilege. This is a discretionary overdraft service, requiring no action on your part, that may provide you a safety net of up to $500. Overdraft fees will apply. Contact us for more details.

Overdraft Privilege Opt-In Form