Stillman 2 Cents

Buy the Home, Rent the Rate

Buy the Home, Rent the Rate What Happened to Mortgage Rates? In early January 2021, mortgage interest rates were at all-time historical lows. Per Freddie Mac’s Primary Mortgage Market Survey, the U.S. weekly average at that time was 2.65% for a 30-year mortgage. Flip the calendar forward to mid-November 2022 and the same 30-year mortgage… Read More

Books of Interest Part VIII: 2023 Winter Reading Recommendations

Books of Interest Part VIII: 2023 Winter Reading Recommendations For the past few years, we have curated a list of our employees’ favorite reads. We are excited to be back again with Part Eight of our “Books of Interest” recommendations list. If you are looking to be captivated by a story or have already binged… Read More

Resolve To Be Cyber Smart in 2023

Resolve To Be Cyber Smart in 2023 With the Holidays in the rear-view mirror and a new year ahead, a lot of people like to make resolutions for change. And as we all know; change can be hard. But when it comes to cybersecurity change may be necessary to prevent bad things from happening. 2022… Read More

Economic Update – Winter 2023 | “Short-Lived Turbulence”

Economic Update – Winter 2023 | “Short-Lived Turbulence” There is no question that 2022 was a difficult year for investors. The rapid rise in interest rates presented significant headwinds to both the stock and bond markets. The Bloomberg Aggregate Bond Index was down 13.1% as of December 31, 2022. The second worst year occurred in… Read More