Stillman 2 Cents

What’s a Good Use for a HELOC?

What’s a Good Use for a HELOC? When you take out a second mortgage, a name for a home equity line of credit, you’re offering your house as collateral to secure another loan. The upside: You can gain access to up to 85% of your home’s value, minus your current mortgage balance and adjusted based… Read More

7 Banking Tips for Young Millennials

7 Banking Tips for Young Millennials Once you start receiving your first paychecks after graduation, knowing how to spend or save your money wisely can be tough. While you may be able to do your banking with just a few taps on your phone, managing money well is much more complicated. Here are a few… Read More

How to Budget When You Have Seasonal Income

How to Budget When You Have Seasonal Income Rewarding careers don’t always come with a steady paycheck. For people who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly depending on the time of year. This uneven cash flow makes budgeting especially challenging, but it’s… Read More

How to Give Your Finances a Spring Cleaning

How to Give Your Finances a Spring Cleaning Ah, spring! It’s the season of renewal, when we can count on longer and brighter days, the return of baseball and the urge to get the house in order. That goes for many people’s financial houses as well. Spring is a good time to comb through your… Read More

Getting Hitched Doesn’t Need to Mean Marrying Finances

Getting Hitched Doesn’t Need to Mean Marrying Finances Marriage generally implies that two homes and lives become one. Should it also involve a complete merging of earnings, assets and expenses? With money arguments being one of the leading causes of failed marriages, combining finances can be scary. For some couples it’s the right approach, but… Read More