Economic Update – Winter 2023 | “Short-Lived Turbulence”

Economic Update – Winter 2023 | “Short-Lived Turbulence” There is no question that 2022 was a difficult year for investors. The rapid rise in interest rates presented significant headwinds to both the stock and bond markets. The Bloomberg Aggregate Bond Index was down 13.1% as of December 31, 2022. The second worst year occurred in… Read More

The Importance of a Succession Plan

The Importance of a Succession Plan Succession planning for any business, especially a small privately-owned business, is crucial.  You probably know of at least one business that closed not long after the founder or a key employee fell ill or passed away unexpectedly.  This may have happened despite the business having a long list of… Read More

Economic Update – Summer 2022 | “Summer of Transition”

Economic Update – Summer 2022 | “Summer of Transition” The first half of 2022 has been challenging in many respects. Inflation has been the main theme so far as the price of nearly everything has risen considerably. Everything except stocks and bonds that is. Financial markets have pulled back due to the uncertainty around how… Read More

What To Do in a Declining Market

What To Do in a Declining Market The year 2022 has been off to a rough start for investors. No matter where you turn, with a few notable exceptions, market values have been on the decline. Through May, stock prices, as measured by the S&P 500 index are down 12.76%, while bonds, as measured by… Read More

Perspective on Recent Market Volatility

Perspective on Recent Market Volatility The human tragedy that has unfolded in recent weeks has been difficult for many and our hearts go out to those that have been affected. While the pain and suffering of fellow global citizens can’t be overlooked, we also have a fiduciary duty to our clients to analyze these events in… Read More

The Most Important Thing

The Most Important Thing Legendary investor Howard Marks summed up 40 years of a successful investing career with a book titled The Most Important Thing. Aspiring investors flocked to learn what was the most important thing when it came to investing money. The genius of it was that each chapter outlined a different most important… Read More

Should You Be Concerned About Inflation?

Should You Be Concerned About Inflation? It seems like everywhere you look; prices are going higher. People are paying more at the pump. Lumber at the hardware store is three times more than what it was 2 years ago. Things like the food at the grocery store, clothes, coffee, and housing have all seen price… Read More

Why You Should Use a Corporate Trustee

Why You Should Use a Corporate Trustee If you decide to establish a trust as a part of your estate plan, either under your will or by a separate trust agreement, one of the most important decisions you will need to make is who to name as trustee.  You can name an individual, such as… Read More