10 Tips for Hiring A Builder or Remodeler

10 Tips for Hiring A Builder or Remodeler As you plan your next home renovation project or if you are electing to build your next home, choosing the right contractor for the job is a critical first step in your planning process. Here are 10 pro tips to help you find a contractor that fits… Read More

The Importance of a Mortgage Pre-Approval

The Importance of a Mortgage Pre-Approval When you are thinking about buying a home, as a bank, we are both the first and the final piece of the puzzle. With that being said, you need to begin the pre-approval process before you begin shopping for homes.  Why is this the case and how do you… Read More

What’s a Good Use for a HELOC?

What’s a Good Use for a HELOC? When you take out a second mortgage, a name for a home equity line of credit, you’re offering your house as collateral to secure another loan. The upside: You can gain access to up to 85% of your home’s value, minus your current mortgage balance and adjusted based… Read More

Is Fall the Best Time to Buy A House?

Is Fall the Best Time to Buy A House? When transitioning from one season to another, it can sometimes be more economical to purchase certain clothing items at the end of their season. For example, buying sweaters as winter moves into spring or swimsuits in the late summer. However, can this same logic be used… Read More

The Benefits of a Mortgage Preapproval and How to Get One

The Benefits of a Mortgage Preapproval and How to Get One Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won’t pay for your new house in cash. Like millions of Americans, you’ll take out a mortgage. Before you begin your housing search,… Read More