What’s a Good Use for a HELOC?

What’s a Good Use for a HELOC? When you take out a second mortgage, a name for a home equity line of credit, you’re offering your house as collateral to secure another loan. The upside: You can gain access to up to 85% of your home’s value, minus your current mortgage balance and adjusted based… Read More

Is Fall the Best Time to Buy A House?

Is Fall the Best Time to Buy A House? Sometimes it’s smarter to buy certain items according to the season, like sweaters near the end of a winter and swimsuits in late summer. But what’s the best season for buying a house? The answer: the fall. As temperatures cool and trees shed their leaves, enough factors break… Read More

The Benefits of a Mortgage Preapproval and How to Get One

The Benefits of a Mortgage Preapproval and How to Get One Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won’t pay for your new house in cash. Like millions of Americans, you’ll take out a mortgage. Before you begin your housing search,… Read More